Veteran Disability Pay Calculator
Combined ratings, bilateral factors, and 2026 compensation rates (2.8% COLA)
1. Add Service-Connected Conditions
Veteran disability ratings don't simply add up. Instead, the Veterans Affairs uses a specific formula called the "Whole Person Theory" to ensure your combined rating never exceeds 100%.
The Process:
- List ratings from highest to lowest
- Use the Veteran Disability Combined Ratings Table to find combined value
- If you have 3+ ratings, repeat with new result + next rating
- Round final result to nearest 10%
Add conditions above to see step-by-step breakdown...
2. Dependent Status
Why don't my ratings just add up?
The Veterans Affairs uses the "Whole Person Theory" so you're never rated above 100%. A person can't be more than 100% disabled.
What's a bilateral factor?
If you have matching limbs disabled (both arms OR both legs), Veterans Affairs adds a 10% bonus on top. This rewards service members with multiple extremity injuries.
When do I qualify for dependent benefits?
You must have a combined disability rating of 30% or higher to claim dependent benefits (spouse, children, parents).
What's Aid & Attendance?
Extra monthly pay if your spouse needs regular help with daily living activities. Requires special approval.
Are these rates current?
Yes, these are 2026 veteran disability compensation rates with the 2.8% COLA increase applied. Rates update annually in January.
How do I increase my disability rating?
You can file a claim for a disability rating increase with new medical evidence. Contact a Veterans Service Officer (VSO) for help.
Your Estimated Rating
2026 Monthly Veteran Compensation
$0.00
2026 Tax-Free Payment
Annual Compensation
$0.00
Payment Breakdown